Part of it is. people are so damm sue happy.
Thinks of the coffee at McD's and all the insurance scams that people do for money.
Dr. pay way to much just for malpractice insurance. Hospitals charging $12 for an aspirin that you could get a bottle for $3 just to rip of the insurance company because you have insurance.
IMO this whole this is just another scam by insurance companies to get more money.
I was told that years ago car insurance was cheap, once they pass a law to make it mandatory to have car insurance that is when the price when way up.
If I every make any money I'm going to buy and island and move the Vegas strip on. LOL