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Thread: Which one is the best Credit Card ?

  1. #11
    Join Date
    Dec 2008
    Location
    Love Street
    Posts
    46
    I have Hdfc bank free for life gold card. .... get 1.5% cashback on utility bill payments.
    So I kind of earn something from it every month!
    Get your own hubpage @ $10 Pm me.

  2. #12
    Join Date
    Jul 2009
    Location
    Hamburg, Germany
    Posts
    527
    Quote Originally Posted by GeeOne View Post
    Yes it is true our banker HDFC bank has offered free credit card (Platinum) for life time, for being a preferred customer.

    I think other banks also are offering this kind of services to many customers.

    G!
    hi buddy, so are you also using the same kinda service? they are offering this with any specific conditions or? and what about transaction and any time money charges..?
    Follow me on Twitter: @hendricius

  3. #13
    Join Date
    Apr 2009
    Location
    offwalk.com
    Posts
    1,514
    Quote Originally Posted by hendricius View Post
    hi buddy, so are you also using the same kinda service? they are offering this with any specific conditions or? and what about transaction and any time money charges..?
    For category of Preferred customers many facilities are available, like free life time free credit card, locker facility for 50% charges, opening of online trading account for discount charges and many more.

    G!

  4. #14
    I have been using HDFC credit card since a long while now...and yes..it comes free, devoid of any service charges.

    I do not like ICICI Bank as it is known to debit lot many unknown hidden charges in the customer account...directly!

    Regards,

    RightMan

  5. Depends on your users and bank offers . I am not using any cc right now because one my friend father have already faced one scam . They received long bill without shopping and asked bank for details on it . When they told them for FIR then they offered settlement deal in which they offered good discount on that bill . But my friend dad didn't paid that too because it was not spend by him and now he is listed in bad credit users detail .

  6. #16
    Join Date
    Apr 2009
    Location
    offwalk.com
    Posts
    1,514
    There are categories of the cards, the charges and facilities are depend on that, for platinum card many schemes, discounts and offers are available being a premium card.

    Silver
    Gold
    Platinum

    G!

  7. There is no such thing as a good credit card - they are all traps. Your paying interest on your own money.

    If you want something, save up the money and pay cash for it. It would be the same thing as using a credit card, but without the monthly payments and without the interest.

    Credit cards a quick way to drive yourself into debt. They are not worth it.

  8. #18
    Join Date
    Apr 2009
    Location
    offwalk.com
    Posts
    1,514
    Actually it is useful, when you do not want to carry cash and at the time to make the payment excess of your money in Pocket.

    Also if you pay their bill in stipulated amount, they are not going to charge any thing extra, only bad thing is if you do not control your spending or excess use of it, can drive you to debt.

    G!

  9. #19

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