Results 1 to 7 of 7

Thread: Millions Are Now Realizing They're Too Poor For Obamacare

  1. #1

    Millions Are Now Realizing They're Too Poor For Obamacare

    Thanks to a Supreme Court ruling and staunch Republican resistance, Marc Alphonse, an unemployed 40-year-old Marine veteran who is essentially homeless, cannot get health insurance under Obamacare.
    Three years ago, Alphonse learned he has a kidney disorder that will deteriorate into kidney failure, and possibly prove fatal, if left untreated. As it stands now, he suffers from bouts of nausea caused by his dysfunctional kidneys, and he's dogged by an old knee injury that limits his job prospects. He gets by on $400 a month in unemployment benefits, and his family can no longer afford housing in their home city of Miami. Alphonse's 28-year-old wife, Danielle, and three young children are staying with relatives while Alphonse couch surfs.
    "I live from family to family until I'm able to get myself situated," he told The Huffington Post.
    Alphonse is one of nearly 5 million uninsured Americans caught in a cruel gap that renders some Americans "too poor for Obamacare."
    Broken Promise
    Obamacare was supposed to make health coverage affordable, or even free, for low-income Americans. The law's official name is the Affordable Care Act. However, the Supreme Court tossed a huge obstacle in the path of that goal in 2012, ruling that the states could opt out of one of Obamacare's crucial provisions: The expansion of Medicaid coverage to anyone making less than 133 percent of the federal poverty level, or about $15,300 a year for a single person. Since the court's ruling, 24 states, including Florida, chose not to expand the program.
    Under the pre-Obamacare rules, eligibility for the program typically was limited to low-income children, pregnant women, parents caring for children at home, and adults with disabilities. Without the law's expansion, an adult without a disability who isn't living with their children -- like Alphonse -- doesn't qualify for Medicaid, no matter how poor he or she is.
    For those who don't qualify for Medicaid coverage, Obamacare offers tax credits for private health plans sold through the law's health insurance exchange marketplaces. But those subsidies are available only to those making between the poverty level, or about $11,500 for an individual, and four times that amount. In states not expanding Medicaid, people who earn less than poverty wages get nothing.
    In Alphonse's case, his family is trying to survive on his unemployment insurance. It amounts to $4,800 a year -- far below the poverty level, which is $27,570 for a family of five. Even the unemployment benefits will run out in March.
    'People Break Down In Tears'
    Florida Gov. Rick Scott (R) launched his political career in 2009 as a health care reform antagonist. Originally, he opposed the Medicaid expansion, but he then changed his mind. Last year, Scott and the majority-Republican state Senate backed a plan to accept federal dollars to expand the program. The GOP-led state House of Representatives refused to go along.
    Now, 764,000 low-income adults in Florida will remain without insurance because of the coverage gap, according to the Henry J. Kaiser Family Foundation. And they're beginning to understand the tragic consequences of that public battle. At Miami's Borinquen Medical Centers for low-income and uninsured patients, Jason Connor sees hopes crushed as people who thought Obamacare could help them at long last learn otherwise.
    "We've had people break down in tears at our desk," said Connor, who is under contract with the community health centers to do Affordable Care Act outreach and enrollment activities through his company, Choice Returns.
    Seventy-eight percent of the 50,000 patients that Borinquen Medical Centers treat every year are uninsured, Connor said. About 20 percent of those who visit their facilities looking to apply for benefits fall into the coverage gap, he added.
    "Folks are frustrated and they're angry, and they'll curse at you even though you have nothing to do with it," he said.
    GOP Revolts
    When the Supreme Court ruled that states could opt out of the Medicaid expansion, Florida, Texas and nearly the entire South turned away billions in federal dollars offered for broadening the program, citing budgetary concerns and resistance to Obamacare itself. The federal government will pay the full cost of the Medicaid expansion through 2016, after which its share will be no less than 90 percent.
    These decisions by governors and legislators essentially consigned a huge swath of the very poor to a life of extreme insecurity.

    "It's very frustrating," said Alphonse, who last worked as a security guard until being laid off 10 months ago. "It's kind of odd where an individual that has an opportunity to help millions of people in their own state, and they just totally refuse to do it."
    Florida's legislature is poised to take up the Medicaid expansion again during this year's session, but the political dynamics don't appear to have changed much since last year. Meanwhile, one-quarter of Florida's population (under the age of 65) is without health insurance -- the second-highest of all the states behind Texas. In Miami-Dade County, where Alphonse lives, the uninsured rate was an astonishing 34 percent in 2011, the most recent year county-level data were available.
    Read the entire article there Millions Are Now Realizing They're Too Poor For Obamacare

    Great article.
    Those who can make you believe absurdities can make you commit atrocities.

    Voltaire


  2. #2
    This is very biased and misleading article, which is exactly what we expect from Huffington Post, a very liberal and biased web site. It blames the Republicans and the Supreme Court for the results of a bad law. Why not blame the people who created ObamaCare, which was 100% Democrats? The Republicans have not been able to re-write any portion of ObamaCare. ObamaCare was supposed to help ALL uninsured people.

    Without the law's expansion, an adult without a disability who isn't living with their children -- like Alphonse -- doesn't qualify for Medicaid, no matter how poor he or she is.
    Even the text of the article does not make sense. Under the Americans With Disability Act, Alphonse does have a disability and does qualify.

    As a veteran, Alphonse also has VA (Veteran's Administration) health care, which does cover major illnesses and surgery. I know several guys who has serious health problems and used VA health services.

    There is something very wrong about that article. Too much of it does not make any sense at all.
    "Democracy is two wolves and a lamb voting on what to have for lunch. Liberty is a well-armed lamb contesting the vote." -- Benjamin Franklin


  3. #3
    Quote Originally Posted by TopDogger View Post
    This is very biased and misleading article, which is exactly what we expect from Huffington Post, a very liberal and biased web site. It blames the Republicans and the Supreme Court for the results of a bad law. Why not blame the people who created ObamaCare, which was 100% Democrats? The Republicans have not been able to re-write any portion of ObamaCare. ObamaCare was supposed to help ALL uninsured people.
    I said good article, because it shows the dysfunction of this system.

    Apparently, states could opt out on some provisions, that's why some millions are realizing they are too poor for the affordable act.

    This act is too complicated, too expensive, too sectarian, unpopular for the majority of people, etc

    The only way is an universal non-profit health care system, that everybody (at least a family member pay) without exception or exemption. To be successful a universal health care system should have a decent employment grow.
    Those who can make you believe absurdities can make you commit atrocities.

    Voltaire


  4. #4
    The problem with the ObamaCare law and the reason so many states opted out of the Medicaid deal is because it is a scheme to push the costs onto the states. ObamaCare pushes people into Medicaid, where the Federal government picks up the cost for the first couple of years, but then a large portion of the cost burden is on the states. This allows ObamaCare supporters to claim that ObamaCare is saving money, but that is only at the Federal level. The overall cost is much higher and each state picks up hundreds of millions or billions of dollars in new costs, for which they must raise taxes. It is another ticking time bomb for the states. The program added over a $billion in new costs to Arizona.

    In many states more than 50% of the people applying for ObamaCare were pushed into the Medicaid program.

    This is a very typical Democrat scheme. Yeah, it is a dysfunction, but also one one that was built into the system to deceive taxpayers about the success of ObamaCare.

    When Obama says, "Millions of people are signing up and saving money," he is referring primarily to the people who are shuffled into Medicaid, the cost of which is not part of Obamacare, but still a major expense to taxpayers, and a future expense to states.

    Also, keep in mind that the Supreme Court only rules on the the constitutionality of laws, and they found it unconstitutional to force these costs onto the states. So the blame does not lie with either Republicans or the Supreme Court, as the article claims.
    "Democracy is two wolves and a lamb voting on what to have for lunch. Liberty is a well-armed lamb contesting the vote." -- Benjamin Franklin


  5. #5
    Obamacare waiver corruption must stop


    If some Americans deserve exemption from a bad law, then all Americans do

    Selective enforcement of the law is the first sign of tyranny. A government empowered to determine arbitrarily who may operate outside the rule of law invariably embraces favoritism as friends, allies and those with the best-funded lobbyists are rewarded. Favoritism inevitably leads to corruption, and corruption invites extortion. Ultimately, the rule of law ceases to exist in any recognizable form, and what is left is tyranny.America’s founders rejected that road to tyranny when they boldly declared that all men are created equal. They wrote a Constitution meant to secure the promise of equal protection under the law.

    President Obama, former House Speaker Nancy Pelosi and Senate Majority Leader Harry Reid, Democrats all, in their rush to take over America’s health care system, made all sorts of outlandish, unkeepable promises. Among the most egregious: Obamacare would allow you to keep your current health insurance and your doctor. Mr. Obama’s own Medicare chief actuary now acknowledges that Obamacare may cause up to 20 million Americans to lose their current health insurance policies, and doctors are increasingly leaving Medicare, Medicaid and the practice of medicine altogether. Good luck keeping them. Another unkeepable promise: Obamacare “will create 4 million jobs, 400,000 jobs almost immediately.” The Congressional Budget Office’s budget director estimates the law actually will destroy 800,000 jobs.

    Obamacare’s chickens, to borrow a phrase our president may have heard somewhere before, are coming home to roost. The law, as currently adjudicated, has been ruled unconstitutional. The president’s own secretary of health and human services, Kathleen Sebelius, has admitted a major section of the Obamacare law is “totally unsustainable.” Before casting his vote in favor of Obamacare, Sen. Kent Conrad, North Dakota Democrat, described it as “a Ponzi scheme of the first order, the kind of thing that Bernie Madoff would have been proud of.” Well, Mr. Conrad, Mr. Madoff certainly would be proud of you and your colleagues.
    The now-familiar monthly trickling down of new waivers is, at best, a tacit admission that Obamacare is a failure. So far, seven entire states and 1,372 businesses, unions and other institutions have received waivers from the law. The list includes the administration’s friends and allies and, of course, those who have the bestlobbyists.

    More than 50 percent of the Obamacare waiver beneficiaries are union members, which is striking because union members account for less than 12 percent of the American work force. The same unions that provided more than $120 million to Democrats in the last two elections and, in many cases, openly campaigned in favor of the government takeover of your health care, now celebrate that Obamacare is not their problem.

    But the political payoffs don’t stop there. The Obama administration didn’t forget its closest friends in the latest round of waivers. Although there are 435 congressional districts across America, nearly 20 percent of the new waivers, amazingly, found their way to a single district - Mrs. Pelosi‘s. As for Mr. Reid, well, the entire state of Nevada found an early waiver in its Christmas stocking. After all, what kind of a friend would the president be if he couldn’t pull a few strings?
    The priorities of the Obama administration and its Democratic allies are on display with every waiver granted. The list of beneficiaries in Mrs. Pelosi’s district, for example, belongs in an episode of “Lifestyles of the Rich and Famous.” Mrs. Pelosi, champion of the unions and no stranger to hypocrisy, has amassed a fortune as part owner of Napa Valley Auberge du Soleil resort - a luxurious nonunion shop. Now her luxury boutique colleagues also can benefit from her “do as I say” politics. The “four-diamond luxury” hotel Campton Place; Tru Spa, Allure magazine’s “best day spa in San Fransisco”; Boboquivari’s and its $59 porterhouse steaks; and Cafe des Amis, “a timeless Parisian style brasserie,” are among her beneficiaries.
    As American families are being squeezed by increasing health insurance premiums as well as rising gasoline and grocery prices, I’m sure they’ll be relieved to know that San Francisco’s down-and-out millionaires will be protected from paying Obamacare’s bills. Mercifully, Mrs. Pelosi’s limousine liberals will no longer be forced to beg for Grey Poupon from every Rolls-Royce passing by.

    Why did these particular businesses receive waivers? The administration that calls itself the most transparent in history won’t say. Nor will it explain why it has denied at least 79 requests from others. Worse still, Health and Human Services has decreed that it will not even accept waiver requests from individuals, so if you choose to purchase your insurance directly, you have no recourse.
    Americans deserve and, in fact, are guaranteed by our Constitution a level playing field. We were never promised equality in results, but we do deserve to play by the same rules and to be judged by the same standards. When a new law like Obamacare is so deeply flawed that its supporters openly violate these American bedrock principles to sustain it, it’s time to repeal that law.
    I will repeat the same question I’ve been asking since the first health care waiver was granted: If Obamacare is such a great law, why does the White House keep exempting its best friends from it?
    WOLF: Obamacare waiver corruption must stop - Washington Times

    Congress and hundreds of big businesses and politically connected unions waivers and exemptions from the law.

    Affordable Care Act's exemptions, and waivers are unconstitutional. The changes to the original law were never voted by anyone on either side.

    Dysfunctional system with privileges for some is completely undemocratic!

    Those who can make you believe absurdities can make you commit atrocities.

    Voltaire


  6. #6
    All a company has to do to get a waiver is to make a big donation to the Democrats. This is business as usual for the Chicago crooks.

    Congress didn't actually get a waiver, but Obama subsidized the increased cost. Insurance rates pretty much double for anyone making more than $94,000 per year, which includes all members of the Congress and Senate and most of their staff.
    "Democracy is two wolves and a lamb voting on what to have for lunch. Liberty is a well-armed lamb contesting the vote." -- Benjamin Franklin


  7. #7
    Just a follow up on the Affodable Care Act...

    CBO: Obamacare Will Cost Economy 2 Million Fewer Workers by 2017

    In devastating new estimates on the economic effects of "Obamacare," the CBO said Tuesday that President Barack Obama's signature health insurance reform law will result in a bigger reduction in working hours than previously anticipated.

    The report said by 2017, due partly to smaller companies reducing worker hours to avoid requirements to offer full-time workers health insurance, there will be the equivalent of 2 million fewer full-time equivalent workers. By 2021, there will be 2.3 million full-time workers.

    In 2011, the CBO had estimated the law would cause a reduction of about 800,000 full-time equivalent workers. Those figures largely represented Americans who would choose not to work rather than those who will lose their jobs or have their workweeks reduced because of the law.

    The rolling impact of the law will lead to 2 million fewer workers in 2017, 2.3 million in 2021 and 2.5 million through 2024. This represents a 1.5 to 2.0 percent reduction in the numbers of hours worked, The Wall Street Journal reported.

    In another estimated, the CBO lowered its estimate of the number of people who would enroll for health insurance through healthcare exchanges in 2014. That estimate had been 7 million. But on Tuesday it said technical problems that plagued the program's rollout forced it to lower that estimate by 1 million people to 6 million.

    "Those changes primarily reflect the significant technical problems that have been encountered in the initial phases of implementing the [law]," the CBO said. It said it couldn't yet revise estimates for future years. CBO also projected 8 million new people would qualify for Medicaid and other expanded coverage this year, down from a 2013 estimate of 9 million people.

    The healthcare law's open enrollment process began in October and runs through March, and CBO estimated "the number of [people who sign up [for coverage] will increase sharply toward the end of the period," The Wall Street Journal reported.

    In all, the government would collect a net of $8 billion through "risk corridor payments" from health insurers from 2015 through 2017, the CBO also estimated. Previously, these payments between the government and insurers had been estimated to offset each other.

    The CBO also reduced its estimate of the U.S. budget deficit for the current fiscal year and said said sluggish economic growth and stubbornly high unemployment will cause the improvement to be short-lived.

    The CBO said the deficit will fall to $514 billion in the fiscal 2014 year ended Sept. 30, down from its previous estimate of $560 billion and a fiscal 2013 deficit of $680 billion.

    The deficit will decline to $478 billion in fiscal 2015, but the gap for that year will be $100 billion larger than previously estimated. The deficits will start to grow steadily thereafter as the economy struggles with an unemployment rate that fails to fall below 6.0 percent until late 2016, the non-partisan budget referee agency said.

    The report may take some immediate pressure off of Congress for further deficit reduction, but makes clear that there are still major fiscal challenges ahead associated with the cost of caring for the fast-retiring Baby Boom generation and a chronically low participation in the labor force among Americans.

    The CBO sharply cut its projections of U.S. GDP growth in 2015 by a full percentage point to 3.4 percent, where it also stays for 2016, down nearly a full point from the CBO's previous estimates.

    "CBO estimates that the economy will continue to have considerable unused labor and capital resources, or 'slack' for the next few years," the agency said in the report.

    This will hold down revenue gains, causing cumulative deficits through 2023 to be $1 trillion higher than previously projected. The deficit will top $1 trillion again in 2022, a level roughly equivalent to last year's deficit as a percentage of economic output.
    CBO: Obamacare Will Cost Economy 2 Million Fewer Workers by 2017

    Nobody is going to work a 40 hours these days, they all are going to work part time...

    Those who can make you believe absurdities can make you commit atrocities.

    Voltaire


Tags for this Thread

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •